The proprietary trading industry continues to grow, giving traders more opportunities than ever to access funded accounts. Two firms that frequently appear on traders' shortlists are Funding Pips and FTMO.
While both firms provide access to funded trading capital, they differ in their evaluation structures, account offerings, payout models, and trading conditions.
So which one should you choose?
There isn't a one-size-fits-all answer. The better choice depends on your trading experience, strategy, and long-term goals.
In this comparison, we'll break down the key differences between Funding Pips and FTMO so you can make an informed decision.
Funding Pips Overview
Funding Pips has gained significant attention in the prop trading industry by offering flexible funding opportunities and multiple evaluation programs.
Traders are attracted to Funding Pips because of its:
- Competitive funding options
- Flexible account models
- Scaling opportunities
- Growing reputation
- Global accessibility
It has become a popular option for traders looking beyond the traditional prop firm landscape.
FTMO Overview
FTMO remains one of the most recognized proprietary trading firms in the world.
Known for its structured evaluation process and strong reputation, FTMO has funded thousands of traders globally.
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Key strengths include:
- Established industry reputation
- Transparent evaluation process
- Educational resources
- Reliable payout system
- Strong customer support
For many traders, FTMO represents the benchmark for prop firm evaluations.
Funding Pips vs FTMO Quick Comparison
| Feature / Metric | Funding Pips | FTMO |
| Evaluation Models | 1-Step, 2-Step, 2-Step Pro, Zero Model | 1-Step, 2-Step Standard |
| Profit Targets | 1-Step (8%), 2-Step (10%/5%), Zero (0%) | 1-Step (10%), 2-Step (10%/5%) |
| Max Drawdown Limit | 10% overall limit (3-5% daily limit depending on model) | 10% overall limit (5% daily limit) |
| Minimum Trading Days | 3 days (1-Step, 2-Step), None (Zero Model) | 4 days (Both 1-Step & 2-Step models) |
| Payout Frequency | Weekly on “Tuesday Payday”, On-Demand | 1–2 business days after hitting eligibility |
| Base Profit Split | Starts at 60% up to 100% (depending on plan) | Starts at 80% and goes up to 90% |
| Scaling Plan | Allocations up to $2,000,000 | Scales up to $2,000,000 (every 4 months) |
| Supported Platforms | Match Trader, cTrader, MT5 | MetaTrader 4, MetaTrader 5, DXtrade |
Important: Prop firm rules, products, and account offerings may change. Always verify the latest information on the official websites before purchasing a challenge.
Evaluation Process
Both firms use evaluation programs to identify disciplined traders capable of managing capital responsibly.
During the evaluation, traders are generally assessed on:
- Profitability
- Risk management
- Consistency
- Rule compliance
While both firms have similar objectives, the exact requirements vary depending on the selected account type.
Before choosing a challenge, compare the evaluation model that best matches your trading approach.
Trading Rules
Every prop firm has unique trading requirements.
Important areas to review include:
- Daily drawdown limits
- Maximum drawdown
- Profit targets
- Trading restrictions
- News trading policies
- Overnight holding rules
- Weekend position rules
Choosing a firm whose rules align with your strategy can significantly improve your chances of success.
Profit Sharing
Profit split is one of the first features many traders compare.
Both Funding Pips and FTMO offer competitive payout structures, although the exact percentage may vary depending on the account type and program.
When evaluating payouts, consider:
- Initial profit split
- Opportunities for increased profit sharing
- Payout frequency
- Scaling incentives
Remember that a generous profit split is only valuable if you can consistently meet the firm's trading requirements.
Scaling Opportunities
Many traders aim to increase their account size over time.
Both firms provide scaling opportunities for traders who consistently perform well while respecting risk management rules.
Before making a decision, compare:
- Maximum funding potential
- Performance requirements
- Scaling schedule
- Long-term growth opportunities
Trading Platforms
Trading platform compatibility can affect execution quality and overall trading comfort.
Before purchasing a challenge, confirm that your preferred platform is supported by the firm and account type you intend to trade.
Payout Experience
Reliable payouts are essential when choosing a prop firm.
Consider factors such as:
- Payout schedule
- Processing speed
- Payment methods
- Community feedback
- Transparency
Many experienced traders prioritize payout reliability alongside evaluation conditions.
Customer Support
Quality customer support can make a significant difference throughout your funded trading journey.
Evaluate each firm's:
- Live chat availability
- Email response times
- Documentation
- Community engagement
Prompt and professional support helps resolve account issues efficiently.
Which Prop Firm Is Better for Beginners?
New traders should focus on finding a prop firm with rules that match their trading style and risk tolerance.
Important considerations include:
- Easy-to-understand evaluation requirements
- Educational materials
- Transparent communication
- Reasonable trading objectives
Rather than choosing based solely on popularity, assess which firm's structure suits your experience level.
Which Is Better for Experienced Traders?
Experienced traders often prioritize:
- Trading flexibility
- Scaling opportunities
- Profit-sharing structure
- Rule flexibility
- Long-term growth
The better choice depends on how well each firm's rules complement your existing trading strategy.
Common Mistakes When Choosing Between Prop Firms
Many traders focus on a single factor such as:
- Lowest challenge fee
- Highest advertised payout
- Promotional discounts
- Social media hype
Instead, compare the complete package.
A slightly more expensive challenge may provide a better long-term experience if its rules better fit your strategy.
Should You Choose Funding Pips or FTMO?
Both firms have earned strong reputations and provide genuine opportunities for traders to access funded accounts.
Your decision should depend on:
- Trading style
- Risk tolerance
- Preferred evaluation model
- Funding objectives
- Long-term trading plans
Take the time to compare all aspects before investing in a challenge.
Need Help Passing Your Challenge?
Whether you choose Funding Pips or FTMO, successfully completing a prop firm evaluation requires consistency, discipline, and effective risk management.
At Funded Traders Passing, we offer professional challenge passing services for both firms.
Our approach emphasizes:
- Strict rule compliance
- Disciplined risk management
- Transparent communication
- Responsible account management
We also provide a Free Passing Service for eligible traders who want to experience our approach before selecting a premium solution.
Final Thoughts
Funding Pips and FTMO are both respected names in proprietary trading, each offering unique advantages for aspiring funded traders.
Rather than searching for a single “best” prop firm, focus on finding the one that aligns with your trading strategy, risk management approach, and long-term objectives.
A careful comparison today can save time, money, and frustration later.
If you need professional assistance passing either evaluation, Funded Traders Passing provides experienced challenge management services designed to help traders pursue funded accounts through disciplined execution, responsible risk management, and transparent communication.
Frequently Asked Questions
Which is better, Funding Pips or FTMO?
Both are reputable prop firms. The better option depends on your preferred evaluation model, trading strategy, and funding goals.
Which prop firm is easier to pass?
Difficulty varies depending on the account type, market conditions, and your ability to consistently follow the firm's rules.
Which prop firm offers better payouts?
Both firms offer competitive payout structures. Always review the latest payout policies before purchasing a challenge.
Which is better for beginners?
Beginners should prioritize the firm whose evaluation rules best align with their trading style and level of experience.
Can I use a passing service for Funding Pips or FTMO?
Before using any third-party challenge passing service, carefully review the current terms and conditions of your chosen prop firm